How it works

A little clarity at every step.

You have space to understand your next step. Read about personal loan requests and consider whether continuing makes sense for your situation. Ocean Oasis Funds does not make credit decisions.

How it works

A little clarity at every step.

Ocean Oasis Funds is a connecting service. Independent lenders make lending decisions.

01 /

Think about your amount

Choose an amount between $100 and $5,000 to request. Think about the expense you want to address and the repayments your budget could support.

02 /

Provide your request details

Enter the information requested in the online form. Your submitted request may be shared with independent lenders and service providers as described in the Privacy Policies.

03 /

Review before you decide

A lender may respond after reviewing your information. If an offer is available, read its full terms and decide whether to accept.

A heartwarming moment between a mother and daughter in a cozy kitchen setting.
Perspective for your decision

Take time to read what matters.

There is value in a pause. Review the repayment amount and due dates in any lender offer, and consider how they sit alongside your regular expenses.

  • Room to understand
  • Space to review
  • Freedom to stop
About your visit

A calmer place to continue from your inbox.

An email may bring you to Ocean Oasis Funds, but the next step is yours. Browse the information here before choosing whether to provide details through the request form.

When you’re ready

Your next step can be a thoughtful one.

Submitting a request does not ensure that a lender will make an offer.

Explore the request process