Frequently asked questions

Understand your visit.
Explore the details.

A calmer place to continue from your inbox. These answers explain Ocean Oasis Funds, loan requests, and your choices.

Questions, answered

More clarity,
before you continue.

Read about the email, the service, and the choices ahead of you.

Does the email mean I have a loan offer?

An email may bring you to Ocean Oasis Funds, but the next step is yours. Browse the information here before choosing whether to provide details through the request form. A loan offer can only come from a lender after its review.

Is Ocean Oasis Funds a lender?

Ocean Oasis Funds is a connecting service, not a lender. Independent lenders make their own credit decisions and set the terms of any loan they offer.

What should I review if I receive an offer?

Read the Annual Percentage Rate (APR), fees, payment schedule, total repayment amount, and any conditions. There is value in a pause. Review the repayment amount and due dates in any lender offer, and consider how they sit alongside your regular expenses.

Do I have to accept an offer?

You choose whether to accept any offer made by a lender. Ocean Oasis Funds does not require you to accept a loan simply because you visit this website or submit a request.

How can I stop receiving emails?

Use the unsubscribe link in the email you received, or the Unsubscribe page. You do not need to submit a loan request to unsubscribe.

Who can help with an existing loan?

Contact your lender directly about payments, changes, or an existing agreement. For questions about using Ocean Oasis Funds, visit our contact page.

When you’re ready

Your next step can be a thoughtful one.

Submitting a request does not ensure that a lender will make an offer.

Explore the request process